Stripe Payments for Developers
Stripe is a payment processor, similar to Paypal. The biggest advantage is that it helps developer avoids PCI Standard Compliance. As ecommerce developer notes in their “A Quick Look at Stripe Payments“:
Perhaps the single largest headache that ecommerce developers can face — particularly when building a new site or application — is managing the PCI Data Security Standard. This task is a hassle, in my opinion, because the standard often trails actual real world best practices and places all of the emphasis for data security on the merchant and developer while ignoring steps that credit card companies could take to develop safer payment solutions. What’s more, it requires developers to complete paperwork that, in many cases, is left open to a wide degree of interpretation.
While this again may be open to some interpretation, the web or application server is never storing or transmitting actual payment card data, which should put the server outside of PCI scope.
There is a price for use of the service, 2.9% + 30 cents for every successful charge.
Companies already using Stripe includes Wufoo, Forrst, Chart.io, App.net, Foursquare, Prestashop and many more. You can view the list on Stripe Gallery.
Stripe itself is relatively new, having launched in October 2012. It was highlighted by Tech Crunch in their “Stripe’s New Payments Product Could Be A Boon For Collaborative Consumption, E-Commerce Startups“.
Oh, there is also a WordPress plugin available called “Stripe Payment Gateway for WordPress“.